Yesterday, Seafoam graduated from embryo to fetus! Hooray, Seafoam! Congratulations!
I would have liked to celebrate this accomplishment on behalf of my little stowaway, but we were too busy getting checked out at the emergency room.
Driving home from work yesterday, I was turning left into my neighborhood, stopped to wait for opposing traffic to pass. Because this is a busy but still residential street, there is no turn lane – only a single lane of traffic each way. I had been stopped for 45 seconds to a minute waiting for the other cars to pass, when a van slammed into the back of my car. I don’t think the woman driving even put on her breaks – just kept on going as though I wasn’t even there. If I had to guess, I’d say she hit me going about 35 mph.
My airbags didn’t deploy (which is generally a good thing) and I had my seatbelt on, so I didn’t hit my head or really experience any significant physical harm, minus the whiplash that was inevitable. I immediately called 911 though, because my first thought was seafoam and what kind of experience he might have had in the crash.
The woman who hit me begged me not to call the police, and then tried to collect my name and phone number and head out. This should have been a clue that what had started in stupidity was probably going to end there as well. I told her she could do what she felt she needed, but that I’d already called the police and she’d be facing another ticket if she left. Before she could decide to leave, a firetruck and ambulance showed up, so she didn’t have a choice.
The EMT’s checked me out and decided I likely didn’t have any injuries, but advised me to go to the ER to make sure Seafoam was ok. We waited around for the cops to collect the information they needed and – sure enough – the other driver didn’t have insurance. So, I left with her name and address and while La drove me to the ER, we called our insurance agent. We do have uninsured motorist coverage, which will pay the medical expenses, but we will have to front our deductible for the damages to my car. $500 we don’t have for a mistake that wasn’t mine.
At the ER, they drew blood to see if seafoam’s blood had mixed with mine (both BFF and I are Rh+ though, so it doesn’t make much difference) and did an abdominal ultrasound (weird and wonderful to not have dildo-cam!) which showed Seafoam still happily floating around, heart beating away. I have a follow up with the midwife next week, but it all seems good. No bleeding or cramping since then – so I think we are probably in the clear.
My car, however, is another story. We went to a body shop to just get a ballpark, and he said the visible damage was at least $2500, and because the van hit my station wagon where the gate met the bumper with a pretty good amount of force, if the floor in the back of the wagon is buckled (which could very well be) it is likely a total loss.
For those of you still under the impression that a totaled car = a new awesome ride, I am here to tell you that, especially if you have a financed car (which I do) it could very well mean no car + car payment, depending on what you have left to pay and what the insurance company pays.
So, now we wait for the adjuster and the awful, teeth pulling insurance process. This is the third time I’ve been in an accident in the last 6 years – none of them even remotely my fault. I’m kind of feeling bitter about it all. And the no insurance is rage-inducing. The problem is, I also know that not buying insurance is likely the result of poverty, so its hard for me to feel fully righteous in my anger. That said, I get having to make choices about what you pay for, and I’ve gotta say that I feel different about decisions that impact other people. Insurance is to cover your ass, but its also to make sure you don’t totally fuck someone else over.
But, we’re ok. And we have the money to pay the deductible. And if the car is totaled, we’ll figure something out. But I’d be ok if this was the extent of the drama in my pregnancy.